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Your Scotiabank Gold American Express Card gives you access to reduced fares, special amenities, and a diverse selection of worldwide destinations. Get to know your Travel Benefits.

Air – Book with leading airlines in the U.S. and around the world.

Luxury Hotel Privileges – Enjoy a free amenity, complimentary breakfast and where available, late check-out privileges.

Global Hotel Discount – Receive up to 20% off the lowest published offer and enjoy special amenities at over 18,000 hotels worldwide.

Cruise – Enjoy special fares and amenities. This may include shipboard credits; dollars off; upgrades; shore excursions; specialty dining and reduced deposits.

Car Rental – Book to get competitive rates and take advantage of valuable savings including up to 25% off qualifying rentals with 131 companies worldwide.

Vacation Packages – Receive special savings offers and enjoy additional amenities at resorts worldwide.

Explore your benefits at Scotia Rewards Travel or Call 1-800-665-2582 today!

As a Scotiabank Gold American Express Cardmember, you will have access to Low Price Airfare Alerts.

Once you purchase your airline ticket(s) through the program the flight itinerary will be monitored daily to see if a lower price on your selected air carrier becomes available up until the date of travel. If a minimum of $50 net savings is available, less applicable airline change/rebooking fees, you will be contacted to validate that the exchange should be made for the lower price.

Upon issuance of the lower priced ticket you will be notified of fare decrease, subsequent new ticket number, and Miscellaneous Charge Order (MCO) with credit balance to be used for future travel, up to 1 year later, on that same air carrier. Available for the following airlines: American Airlines, Delta Airlines, US Airways, and United Airlines. Participating airlines are subject to change. The credit cannot be redeemed for cash and is non-refundable and non-transferable.

Receive a special yearly Membership price of only $65 USD* (a 35% discount off the regular price) and access each lounge visit for just $27 USD*. Once you enroll, you will have access to lounges in more than 100 countries and 300 cities worldwide. Access includes:

  • Use of lounges in the program regardless of the class of travel or airline you’re flying
  • Privileged access to over 600 Airport VIP Lounges worldwide
  • Relaxing ambience – for both you and your guests
  • Complimentary refreshments and snacks
  • Email, internet and conference space

To take advantage of this offer, each Cardmember on the account needs to enroll for the Priority Pass membership separately by following these steps:

  1. Have your Scotiabank Gold American Express card number and your invitation code ready when you enroll. Your invitation code is: Scotia5
  2. Log on to Have your invitation code and your Scotiabank Gold American Express Card ready.
  3. Once you have enrolled, you will be mailed a Priority Pass welcome kit with your Priority Pass card. Present your Priority Pass Card for access to each lounge visit for just $27 USD*.

Terms & Conditions:

Unless cancelled, Priority Pass membership automatically renews on its anniversary date. Priority Pass membership will be cancelled if your Scotiabank Gold American Express Card is cancelled. For complete Priority Pass terms and conditions, please visit

* Foreign currency conversion charges will apply.

Travel Emergency Medical

As the primary Cardmember, you, your spouse and accompanying dependent children are each automatically covered for up to $1 million in emergency medical coverage if sudden and unexpected illness or accidental injury should occur while travelling outside your province or territory of residence in Canada. The date of departure is counted as the first day. This benefit is subject to an exclusion for pre-existing medical conditions.

Coverage is automatically provided for eligible persons under 65 years of age for up to 25 consecutive days and for eligible persons 65 years of age and older up to 10 consecutive days. Coverage includes eligible expenses for hospital care, nursing care, prescription drugs, licensed ambulances and physicians’ and surgeons’ fees, as well as other eligible medical services and supplies.

If you are under 65 years of age and are travelling for more than 25 days or if you are 65 years of age and over and travelling for more than 10 days, you may choose to purchase extension coverage from Scotia Assist prior to your departure by calling 1 877-391-7507. You will receive a separate certificate of insurance if you choose to purchase this coverage.

Certificate of Travel Emergency Medical Insurance

Trip Cancellation and Trip Interruption

The Scotiabank Gold American Express Card can protect your travel investment with trip cancellation and trip interruption insurance at no extra cost. You, your spouse, and your dependent children travelling with either parent, and one travelling companion travelling with you or your spouse are insured for up to $2,500 per insured person (maximum $10,000 per trip) when you charge at least 75% of your trip expenses to your Scotiabank Gold American Express Card.

If the value of your trip exceeds these amounts, you may purchase additional Trip Cancellation/Interruption insurance by calling 1-888-677-7444. Once your application for this insurance has been approved, you will receive an insurance policy that describes the benefits, exclusions and limitations.

Certificate of Trip Cancellation Insurance

Flight Delay

You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight which lasts four (4) hours or more to a limit of $500 per trip for all insured travellers. Simply charge at least 75% of the cost of your tickets to your Scotiabank Gold American Express Card.

Certificate of Flight Delay Insurance

Delayed and Lost Baggage

Never get caught without your luggage again. When you purchase common carrier tickets with your Scotiabank Gold American Express Card, you are eligible for coverage against the loss or the delay of your checked luggage.

The lost luggage benefit is limited to the lessor of replacement value of the covered luggage or the cash value at the time of loss to a maximum of $1,000. The carrier must provide you with a cash settlement before Scotiabank Gold American Express coverage will pay any benefit. The delayed luggage benefit is limited to $1,000 for all insured persons on the same trip for the cost of replacing essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.

Price Protection

When you use your Scotiabank Gold American Express Card to buy a new item in Canada that is advertised for sale in Canada at a lower price within 60 days of purchase, Price Protection refunds the price difference up to $100 per item and $500 per calendar year.

Certificate of Price Protection Insurance

Purchase Security and Extended Warranty

Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotiabank Gold American Express Card. Coverage extends for the first 90 days from the date of purchase up to $60,000 and is in excess of any other insurance coverage.

When you use your Scotiabank Gold American Express Card to purchase most personal items and charge the full cost of the item to your card, extended warranty coverage doubles the original manufacturer’s warranty for up to one year. Items covered by a manufacturer’s warranty of five years or more must be registered within the first year of purchase.

Certificate of Purchase Security Insurance

Rental Car Collision/ Loss Damage Insurance

When you charge the entire cost of a car rental to your Scotiabank Gold American Express Card and decline the agency’s collision damage waiver or loss damage waiver (or similar provision) at the time of rental, you’ll be insured if your rental vehicle is damaged, or stolen.

Certificate of Rental Car Collision Insurance

Up to $500,000 Common Carrier Travel Accident Insurance

When you charge at least 75% of the full common carrier travel fares to your Scotiabank Gold American Express Card, you, your spouse and unmarried dependent children will be automatically insured against accidental loss of life, or dismemberment. Valid common carrier fares include fares for any licensed public conveyance such as airplanes, cruise ships, trains or buses.

Certificate of Travel Accident Insurance

Hotel/Motel Burglary

When you check into any hotel or motel in Canada or the U.S., and charge the full cost of your stay to your Scotiabank Gold American Express Card, you’ll be eligible for coverage against theft of your covered personal property if your room is broken into. Should your claim exceed the amount reimbursable by the hotel, and/or any relevant insurance, your Scotiabank Gold American Express coverage picks up the balance, up to a maximum of $1,000.